Capital Small Finance Bank (erstwhile Capital Local Area Bank) is the India's first small finance bank founded in April 2016 as a microfinance lender, with its headquarters in Jalandhar , India. Founded in 2000, Capital Local Area Bank was primarily operational in some districts of Punjab including Jalandhar, Kapurthala and Hoshiarpur until 2013. After 2013, the bank expanded its operations in Ludhiana and Amritsar. As of June 2016, the bank was operating through its 76 branches. After providing in principle approval in September 2016, RBI granted the license to Capital Local Area Bank under Section 22(1) of the Banking Regulation Act, 1949 in 2016 and it started to operate from 24 April 2016 under the new brand name of Capital Small Finance Bank as the first Small finance bank of India. On the foundation day, Capital Small Finance Bank opened 10 new branches to the existing 49 branches of Capital Local Area Bank. As in March 2021, the bank have a total 158 operational branches. More information...
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